New York Department of Financial Services

Requirements Checklist

Online

$2000 application fee + $15 credit report fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$500 application fee + $15 credit report fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$3000 application fee + $15 credit report fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$2000 application fee + $15 credit report fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$3000 application fee + $15 credit report fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Online

If issued for less than one year, $200. If issued for greater than one year $400

Online

If issued for less than one year, $200. If issued for greater than one year $400

Biennially by the end of the licensee's birth month.

Online

$400

Online

$600

Biennially by October 31.

Online

$50

Online

$50

Biennially by the end of the licensee's birth month.

Online

$50

Online

$75

Biennially by October 31.

Requirements Checklist

Online

$20 + $15 credit report

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$100 NMLS processing fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$100 NMLS processing fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$100 NMLS processing fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$100 NMLS processing fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$100 NMLS processing fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$100 + $15 credit report

Online

$0

• Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
• Licenses issued in November or December remain valid through the next renewal period.

Mail or online. Email licensing.applications@dfs.ny.gov to obtain a paper application and instructions.

1. Submit a request for name approval to licensing@dfs.ny.gov. Include the applicant’s name, the entity name, a mailing address and the type of license for which you are applying. A response will be sent in 4-6 weeks.
2. Entites using a trade name must register the name and submit a filing receipt with the license application.
3. Apply for a license through the online portal.

Online

By March 31 of odd-numbered years.

Mail or online. Email licensing.applications@dfs.ny.gov to obtain a paper application and instructions.

$100 for full licensing period (applications submitted during odd-numbered years); $50 for half licensing period (applications submitted during even-numbered years).

Ensure all application materials are clipped or stapled together. DFS may reject application materials as "submitted separately" if pages are not fastened.

1. Submit a request for name approval to licensing@dfs.ny.gov. Include the applicant’s name, the entity name, a mailing address and the type of license for which you are applying. A response will be sent in 4-6 weeks.
2. Entites using a trade name must register the name and submit a filing receipt with the license application.
3. Apply for a license through the online portal.

$1,000

Adjuster (Independent or Public) (IA or PA)

File by mail.

$100

January 1 of odd-numbered years.

Ensure all application materials are clipped or stapled together. DFS may reject application materials as "submitted separately" if pages are not fastened.

$1,000

http://www.dfs.ny.gov/insurance/faxappi.htm

Varies by insurance type. Baseline of $100

http://www.dfs.ny.gov/insurance/faxappi.htm

Varies by insurance type. Baseline of $100

Biennially

From $0 to $7,500 depending on license type

Online

Varies based on Retaliatory Fee

Biennially

Requirements Checklist

Online

$500 license/registration fee + $15 credit report fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$3000 application fee + $15 credit report fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Online

Fees vary by home state. See the Life/Accident and Health/Variable Annuity Agent Fee Schedule for details.

Online

Fees vary by home state. See the Life/Accident and Health/Variable Annuity Agent Fee Schedule for details.

Biennially on the licensee's date of birth. If the licensee was born in an even-numbered year, their license must be renewed during even-numbered years. If the licensee was born in an odd-numbered year, their license must be renewed during odd-numbered years.

Mail or online. Email licensing.applications@dfs.ny.gov to obtain a paper application and instructions.

$80 per sub-licensee if New York is your home state. If not, see the fee schedule retaliatory fee details.

1. Submit a request for name approval to licensing@dfs.ny.gov. Include the applicant’s name, the entity name, a mailing address and the type of license for which you are applying. A response will be sent in 4-6 weeks.
2. Entites using a trade name must register the name and submit a filing receipt with the license application.
3. Apply for a license through the online portal.

Online

$80 per sub-licensee if New York is your home state. If not, see the fee schedule retaliatory fee details.

By June 30 of odd-numbered years.

Mail or online. Email licensing.applications@dfs.ny.gov to obtain a paper application and instructions.

$80 per sub-licensee if New York is your home state. If not, see the fee schedule retaliatory fee details.

1. Submit a request for name approval to licensing@dfs.ny.gov. Include the applicant’s name, the entity name, a mailing address and the type of license for which you are applying. A response will be sent in 4-6 weeks.
2. Entites using a trade name must register the name and submit a filing receipt with the license application.
3. Apply for a license through the online portal.

Online

$80 per sub-licensee if New York is your home state. If not, see the fee schedule retaliatory fee details.

By October 31 of even-numbered years.

Online

Fees vary by home state. See the Life Broker Fee Schedule for details.

Online

Fees vary by home state. See the Life Broker Fee Schedule for details.

Biennially on the licensee's date of birth. If the licensee was born in an even-numbered year, their license must be renewed during even-numbered years. If the licensee was born in an odd-numbered year, their license must be renewed during odd-numbered years.

Mail or online. Email licensing.applications@dfs.ny.gov to obtain a paper application and instructions.

1. Submit a request for name approval to licensing@dfs.ny.gov. Include the applicant’s name, the entity name, a mailing address and the type of license for which you are applying. A response will be sent in 4-6 weeks.
2. Entites using a trade name must register the name and submit a filing receipt with the license application.
3. Apply for a license through the online portal.

Online

By March 31 of odd-numbered years.

Mail or online. Email licensing.applications@dfs.ny.gov to obtain a paper application and instructions.

1. Submit a request for name approval to licensing@dfs.ny.gov. Include the applicant’s name, the entity name, a mailing address and the type of license for which you are applying. A response will be sent in 4-6 weeks.
2. Entites using a trade name must register the name and submit a filing receipt with the license application.
3. Apply for a license through the online portal.

Online

By June 30 of odd-numbered years.

Mail or online. Email licensing.applications@dfs.ny.gov to obtain a paper application and instructions.

1. Submit a request for name approval to licensing@dfs.ny.gov. Include the applicant’s name, the entity name, a mailing address and the type of license for which you are applying. A response will be sent in 4-6 weeks.
2. Entites using a trade name must register the name and submit a filing receipt with the license application.
3. Apply for a license through the online portal.

Online

Mail or online. Email licensing.applications@dfs.ny.gov to obtain a paper application and instructions.

1. Submit a request for name approval to licensing@dfs.ny.gov. Include the applicant’s name, the entity name, a mailing address and the type of license for which you are applying. A response will be sent in 4-6 weeks.
2. Entites using a trade name must register the name and submit a filing receipt with the license application.
3. Apply for a license through the online portal.

Online

Requirements Checklist

Online

$3000 application fee + $15 credit report fee + $0.25 fee per agent per year

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$20 + $500 license fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$100 + $3000 investigation fee + $15 credit report fee + $99 fingerprinting fee + $500 application fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$20 + $500 license fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$100 + $1500 investigation fee + $15 credit report fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$30 + $379 application fee + $15 credit report fee + $36.25 background check fee

Online

$300

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$100 + $500 application fee + $3000 investigation fee + $99 fingerprinting fee + $15 credit report fee

Online

$0

• Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$520 + $15 credit report

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$500 license/registration fee + $15 credit report fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$3000 application fee + $15 credit report fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Mail or online. Email licensing.applications@dfs.ny.gov to obtain a paper application and instructions.

$80 per sub-licensee if New York is your home state. If not, see the fee schedule retaliatory fee details.

1. Submit a request for name approval to licensing@dfs.ny.gov. Include the applicant’s name, the entity name, a mailing address and the type of license for which you are applying. A response will be sent in 4-6 weeks.
2. Entites using a trade name must register the name and submit a filing receipt with the license application.
3. Apply for a license through the online portal.

Online

$80 per sub-licensee if New York is your home state. If not, see the fee schedule retaliatory fee details.

By June 30 of odd-numbered years.

• To qualify for a license, the licensing candidate must meet the following prelicensing requirements:
  • complete a Department approved prelicensing education course totaling not less than 90 hours of instruction for the property casualty line of authority or not less than 40 hours for the personal lines authority. Visit the Prelicensing Provider/Course List on the portal for provider contact information.
  • pass, within 2 years of applying for the license, the licensing exam administered by PSI Services.  Visit the Exam Vendor Information page for registration and scheduling instructions.
• Match the submission code numbers listed under the Resident or Non-Resident columns with the corresponding numbers on the Submission Requirements Chart to determine what must be submitted with the license application.

Online

Non-residents, please see the fee chart to determine the licensing fee.

There is a $20 fee for any e-check or paper check returned by the bank for insufficient funds.

Online

Non-residents, please see the fee chart to determine the licensing fee.

• Licenses are issued for up to 2 years.  Individual/tba licenses will be issued with an expiration date determined by the applicant’s date of birth:
  • If born in an even numbered year, the license will expire on the birthday in an even numbered year.
  • If born in an odd numbered year, the license will expire on the birthday in an odd numbered year.

• Exceptions from the prelicensing requirements:
  • A candidate for the either the agent or broker license who holds the Chartered Property Casualty Underwriter designation may waive the education requirement and may take the Property Casualty Laws and Regulations exam.
  • A candidate for the broker license may wave the education requirement if he/she were regularly employed by an insurance company, broker or agent for a period of not less than one year during the last three years in responsible insurance duties relating to the underwriting or adjusting of losses in any one or more of the following branches of insurance: fire, marine, liability and workers' compensation, fidelity and surety, property and casualty. A person serving with the Armed Forces may also qualify on the basis of such experience if the one-year period of employment was during the three years next preceding his/her entry into the Armed Forces, and he/she applies within one year after discharge.  The candidate must submit a signed and completed Statement of Employer with the license application.

Online

For New York residents the full fee is $80, half fee is $40. Non-residents, please see the fee chart to determine the licensing fee.

There is a $20 fee for any e-check or paper check returned by the bank for insufficient funds.

• To qualify for a license, the licensing candidate must meet the following prelicensing requirements:
  • complete a Department approved prelicensing education course totaling not less than 90 hours of instruction for the property casualty line of authority or not less than 40 hours for the personal lines authority. Visit the Prelicensing Provider/Course List on the portal for provider contact information.
  • pass, within 2 years of applying for the license, the licensing exam administered by PSI Services.  Visit the Exam Vendor Information page for registration and scheduling instructions.
• Match the submission code numbers listed under the Resident or Non-Resident columns with the corresponding numbers on the Submission Requirements Chart to determine what must be submitted with the license application.

Online

For New York residents the full fee is $80, half fee is $40. Non-residents, please see the fee chart to determine the licensing fee.

• Licenses are issued for up to 2 years.  Individual/tba licenses will be issued with an expiration date determined by the applicant’s date of birth:
  • If born in an even numbered year, the license will expire on the birthday in an even numbered year.
  • If born in an odd numbered year, the license will expire on the birthday in an odd numbered year.

There is a $20 fee for any e-check or paper check returned by the bank for insufficient funds.

Online

See fee chart  to determine fee.

Match the submission code numbers listed under the Resident or Non-Resident columns with the corresponding numbers on the Submission Requirements Chart to determine what must be submitted with the license application.

Online

See the fee chart to determine the licensing fee.

• Licenses are issued for up to 2 years.  Individual/tba licenses will be issued with an expiration date determined by the applicant’s date of birth:
  • If born in an even numbered year, the license will expire on the birthday in an even numbered year.
  • If born in an odd numbered year, the license will expire on the birthday in an odd numbered year.

There is a $20 fee for any e-check or paper check returned by the bank for insufficient funds.

Mail or online. Email licensing.applications@dfs.ny.gov to obtain a paper application and instructions.

$80 per sub-licensee if New York is your home state. If not, see the fee schedule retaliatory fee details.

1. Submit a request for name approval to licensing@dfs.ny.gov. Include the applicant’s name, the entity name, a mailing address and the type of license for which you are applying. A response will be sent in 4-6 weeks.
2. Entites using a trade name must register the name and submit a filing receipt with the license application.
3. Apply for a license through the online portal.

Online

$80 per sub-licensee if New York is your home state. If not, see the fee schedule retaliatory fee details.

By October 31 of even-numbered years.

Mail or online. Email licensing.applications@dfs.ny.gov to obtain a paper application and instructions.

1. Submit a request for name approval to licensing@dfs.ny.gov. Include the applicant’s name, the entity name, a mailing address and the type of license for which you are applying. A response will be sent in 4-6 weeks.
2. Entites using a trade name must register the name and submit a filing receipt with the license application.
3. Apply for a license through the online portal.

Online

By December 31 of even-numbered years.

Mail or online. Email licensing.applications@dfs.ny.gov to obtain a paper application and instructions.

1. Submit a request for name approval to licensing@dfs.ny.gov. Include the applicant’s name, the entity name, a mailing address and the type of license for which you are applying. A response will be sent in 4-6 weeks.
2. Entites using a trade name must register the name and submit a filing receipt with the license application.
3. Apply for a license through the online portal.

Online

By August 31 of even-numbered years.

Requirements Checklist

Online

$100

Online

$0

• Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$100

Online

$0

• Licenses expire on December 31 of each year. Licensees are recommeded to renew by November 1.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$500 license/registration fee + $15 credit report fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Requirements Checklist

Online

$3000 application fee + $15 credit report fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Service Contract Provider Registration Application Form

Mail or online

$500

The names of all corporations, partnerships, limited liability companies and trade names must receive prior approval from the Department of Financial Services for use in New York. Name changes for entities must also receive prior approval. The name must first be submitted to the Department for consideration, and either approval or disapproval will be forwarded in writing, along with the appropriate application and instructions

Service Contract Provider Registration Application Form

Mail or online

$500

Biennially by February 28 of odd-numbered years

Requirements Checklist

Online

$3000 application fee + $15 credit report fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.

Mail or online. Email licensing.applications@dfs.ny.gov to obtain a paper application and instructions.

1. Submit a request for name approval to licensing@dfs.ny.gov. Include the applicant’s name, the entity name, a mailing address and the type of license for which you are applying. A response will be sent in 4-6 weeks.
2. Entites using a trade name must register the name and submit a filing receipt with the license application.
3. Apply for a license through the online portal.

Online

By June 30 of odd-numbered years.

UR Agent Report Application and Attestation Form

$0

• Set of UR policies and procedures, including UR plan, demonstrating Agent’s ability to carry out the relevant requirements of Insurance Law
• Certificate of Incorporation in New York State or other documentation that the Agent has been approved by the Secretary of State to do business in New York State
• Corporate organization chart demonstrating the position of the Agent, subsidiaries, and any parent organizations in the corporate structure (an internal organization chart is not required)
• List of all insurers and/or municipal cooperative health benefit plans for which the Agent is performing utilization review in New York State and/or anticipated contract date
• URAC Certificate (if applicable)
• Template notice letters
• External Appeal Standard Description and Application

UR Agent Report Application and Attestation Form (Renewal)

$0

Biennially by the registration anniversary date.

Requirements Checklist

Online

$5000 application fee + $15 credit report fee

Online

$0

• Annually by December 31.
• Licenses issued in November or December remain valid through the next renewal period.