Kentucky Insurance License
Licensing requirements for Kentucky insurance professionals and companies.
This page provides an overview of insurance licensing in Kentucky for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.
Companies that provide insurance producer services in Kentucky must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.
Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.
Company Licenses
Kentucky Insurance Company Licenses
Kentucky Administrator License - Non-Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $50 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $50 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Administrator License - Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $50 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Agent License - Non-Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $120 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $0 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Agent License - Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 + $100 per LOA |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $0 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Independent Adjuster License - Non-Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $50 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $50 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Independent Adjuster License - Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $50 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Independent Review Entity Certification
| Type of Review: | Medical Utilization Review |
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Form: | Application for Certification of an Independent Review Entity |
| Agency Fee: | $500 |
Registration Renewal
| Form: | Application for Certification of an Independent Review Entity (Renewal) |
| Agency Fee: | $500 |
| Due: | Biennially |
Kentucky Insurance Agency License
| Agency: | Kentucky Department of Insurance |
Initial Registration
This section applies to insurance firms that are applying for a license in Kentucky for the first time.
| Agency: | Kentucky Department of Insurance |
| Form: | |
| Agency Fee: | Varies by insurance type. Baseline of $50 |
Kentucky Life Agent Registered as Life Settlement Broker License - Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $750 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $500 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Life Settlement Broker License - Non-Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $750 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $1,500 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Life Settlement Broker License - Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $750 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $1,500 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Life Settlement Provider License - Non-Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $1,500 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $750 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Life Settlement Provider License - Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $1,500 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $3,000 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Managing General Agent License - Non-Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Managing General Agent License - Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $200 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Public Adjuster License - Non-Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $50 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $50 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Public Adjuster License - Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $50 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Reinsurance Intermediary Broker License - Non-Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Reinsurance Intermediary Broker License - Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $200 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Reinsurance Intermediary Manager License - Non-Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Reinsurance Intermediary Manager License - Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Surplus Line Broker License - Non-Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Surplus Line Broker License - Resident
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Filing Method: | |
| Agency Fee: | $100 |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 |
| Due: | Biennially by March 31. Licenses issued in odd-numbered years renew during odd-numbered years and licenses issued during even-numbered years renew during even-numbered years. |
Kentucky Utilization Review Registration
| Type of Review: | Medical Utilization Review |
| Agency: | Kentucky Department of Insurance |
Initial Registration
| Form: | |
| Agency Fee: | $1,000 |
Registration Renewal
Utilization Review Registration Renewal
| Form: | |
| Agency Fee: | $1,000 |
| Due: | Biennially 90 days prior to the date of initial registration. |
Supplemental Reporting
Annual Utilization Review Report
| Form: | HIPMC-UR2 (07/2008) Annual Utilization Review (UR) Report Forms |
| Filing Method: |
|
| Agency Fee: | $0 |
| Due: | Annually by March 31. |
Kentucky Utilization Review/Medical Bill Audit Certification
| Type of Review: | Workers' Compensation Utilization Review |
| Agency: | Kentucky Labor Cabinet - Department of Workers' Claims |
Initial Registration
| Form: | |
| Agency Fee: | $0 |
| Original Ink: | Not required |
| Notarization Required?: | Not required |
Registration Renewal
| Form: | |
| Agency Fee: | $0 |
| Due: | 4 years from the date of submission. |
| Original Ink: | Not required |
| Notarization Required?: | Not required |
Individual Licenses
Kentucky Individual Insurance Licenses
Kentucky Insurance Agent License
| Agency: | Kentucky Department of Insurance |
Initial Registration
This section applies to insurance agents that are applying for a license in Kentucky for the first time.
| Agency Fee: | From $25 to $500 depending on license type |
Registration Renewal
| Filing Method: | |
| Agency Fee: | Varies based on license type; an agent with one or more active appointments will have a renewal fee of $0. |
| Due: | Biennially by the last day of initial registration month |
Learn about insurance licensing in other states:
