50-State Insurance Licensing Compliance Guide
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Maine Insurance License

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Licensing requirements for Maine insurance professionals and companies.

This page provides an overview of insurance licensing in Maine for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Maine must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

Maine Insurance Company Licenses

Maine Guaranteed Asset Protection (GAP) Waiver Administrator Registration

Agency:Maine Department of Professional and Financial Regulation - Bureau of Consumer Credit Protection

Registration Renewal

Form:

Guaranteed Asset Protection (GAP) Waiver Administrator Registration Application (Renewal)

Agency Fee:

$150

Due:

Annually by December 31.

Maine Insurance Agency License

Agency:Maine Bureau of Insurance

Initial Registration

This section applies to insurance firms that are applying for a license in Maine for the first time.

Agency:Maine Bureau of Insurance
Form:

http://www.maine.gov/pfr/insurance/producer/licforms.htm

Agency Fee:

Varies by insurance type. Baseline of $45

Registration Renewal

This section applies to insurance firms that are already licensed in Maine and need to renew their license.

Agency:Maine Bureau of Insurance
Form:

http://www.maine.gov/pfr/insurance/producer/licforms.htm

Agency Fee:

Varies by insurance type. Baseline of $45

Due:

Biennially

Maine Medical Utilization Review License

Type of Review:

Medical Utilization Review

Agency:Maine Bureau of Insurance
Foreign Qualification is Prerequisite:Yes

Initial Registration

Form:

Medical Utilization Review License Application

Agency Fee:

$400

Required Attachments:
  • For foreign applicants, proof of registration with the Maine Secretary of State.
  • A list of all states in which applicant is licensed to perform similar services, including current license numbers.
  • A list of all principal proprietors, partners, directors, officers and administrators.
  • Provide number of applicant's employees in Maine and estimated number of employees nationally. If operations are conducted at more than one location in Maine, list locations and activities separately and give number of employees at each location.
  • A detailed description of the medical utilization review processes in place for each medical utilization review program
    offered by the applicant, including but not limited to:
    • A. Second opinion programs.
    • B. Hospital pre-admissions certification.
    • C. Pre-inpatient service eligibility determination.
    • D. Concurrent hospital review to determine appropriate length of stay.
    • E. Notification of covered persons and providers of utilization review decisions.
    • F. Other (explain).
  • A description of the processes used by the applicant to address beneficiary and provider requests for reconsideration, standard appeals, expedited appeals, and second level grievance reviews.
  • A copy of all materials to be used by the applicant to inform beneficiaries of the requirements of the utilization review plans and the rights and responsibilities of the beneficiaries under the plan.
  • Copies of any policies and procedures the MUR entity has in place for use with their medical utilization review criteria.
  • A statement of whether the MUR entity has developed its own medical utilization review criteria, or whether it has contracted with any other entity to provide the MUR entity with review criteria. If the MUR contracts with another entity for criteria, a copy of the contract or license agreement, including the contract or agreement expiration date must be provided.
  • A description of the applicant's process for preserving the confidentiality of medical information used in the utilization review process.

Registration Renewal

Agency Fee:

$100

Due:

Annually by April 1.

Notes:

Return the notice sent by the insurance bureau along with the renewal fee to renew your license.

Supplemental Reporting
Annual Evaluation Information Report

Form:

Annual Evaluation Information Reporting Form

Agency Fee:

$0

Due:

Annually by April 1.

Notes:
  • UREs that have completed the Bureau of Insurance Annual Report Card need not complete this form.
  • Any insurer or 3rd-party administrator which issues or administers a program or contract in this State providing coverage for hospital care that contains a provision whereby in non-emergency cases the insured is required to be prospectively evaluated through a pre-hospital admission certification, pre-inpatient service eligibility program or any similar pre-utilization review or screen eligibility program or any similar pre-utilization review or screening procedure prior to the delivery of contemplated hospitalization, inpatient or outpatient health care or medical services which are prescribed or ordered by a duly licensed physician shall file a report on the results of that evaluation for the proceeding year with the superintendent

Maine Non-Resident Adjusting Firm License

Agency:Maine Bureau of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

By April 1 of odd-numbered years.

Maine Non-Resident Producer Business Entity License

Agency:Maine Bureau of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$85

Registration Renewal

Filing Method:

Online

Agency Fee:

$70

Due:

By April 1 of odd-numbered years.

Maine Resident Adjusting Firm License

Agency:Maine Bureau of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$45

Registration Renewal

Filing Method:

Online

Agency Fee:

$30

Due:

By December 1 of even-numbered years.

Maine Resident Producer License

Agency:Maine Bureau of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$45

Registration Renewal

Filing Method:

Online

Agency Fee:

$30

Due:

By December 1 of even-numbered years.

Maine Service Contract Providers/Administrators License

Agency:Maine Bureau of Insurance
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Registration Renewal

Form:

Registration Application for Service Contract Provider and Service Contract Administrator

Filing Method:

Mail

Agency Fee:

$200

Due:

Annually by November 1.

Maine Third Party Administrator License

Agency:Maine Department of Professional and Financial Regulation Bureau of Insurance
Foreign Qualification is Prerequisite:Yes
Bond Requirements:

Bond Calculation Form

Registered Agent (Special Agency) Required?No

Initial Registration

Form:

TPA Registration Application 

Instructions:

TPA Application Checklist 

Filing Method:

Mail 

Agency Fee:

$100

Required Attachments:

TPA Contract Certification, TPA Bond Form, verification of applicationfor registration with Maine Secreatry of State.

Registration Renewal

Instructions:

Complete instructions for renewal payment and bond calculation are included within the renewal notice.

Filing Method:

Mail

Agency Fee:

$100

Due:

Annually by May 1. Reporting Form is due annually by April 30. 

Required Attachments:

Bond Calucation Form and Reporting Form.

Individual Licenses

Maine Individual Insurance Licenses

Maine Adjuster (NonResident) License

Agency:Maine Bureau of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

By January 1 of even-numbered years.

Maine Adjuster (Resident) License

Agency:Maine Bureau of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$45

Registration Renewal

Filing Method:

Online

Agency Fee:

$55

Due:

By October 1 of even-numbered years.

Maine Individual Producer (Resident) License

Agency:Maine Bureau of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$55

Maine Insurance Agent License

Agency:Maine Bureau of Insurance

Initial Registration

This section applies to insurance agents that are applying for a license in Maine for the first time.

Agency Fee:

From $25 to $165 depending on license type

Renewal Not Required

Not required



Maine Non Resident Producer Limited License

Agency:Maine Bureau of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$55

Renewal Not Required

Not required



Maine Producer Limited Resident License

Agency:Maine Bureau of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$25

Learn about insurance licensing in other states: