50-State Insurance Licensing Compliance Guide
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North Carolina Insurance License

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Licensing requirements for North Carolina insurance professionals and companies.

This page provides an overview of insurance licensing in North Carolina for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in North Carolina must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

North Carolina Insurance Company Licenses

North Carolina Auto Rental Limited License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$144

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by April 1.

North Carolina Auto Rental Limited License License - Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$134

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by April 1.

North Carolina Corporation License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$144

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by April 1.

North Carolina Corporation License - Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$134

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by April 1.

North Carolina Insurance Agency License

Agency:North Carolina Department of Insurance

Initial Registration

This section applies to insurance firms that are applying for a license in North Carolina for the first time.

Agency:North Carolina Department of Insurance
Form:

http://www.ncdoi.com/ASD/ASD_Business.aspx#

Agency Fee:

$150

Registration Renewal

This section applies to insurance firms that are already licensed in North Carolina and need to renew their license.

Agency:North Carolina Department of Insurance
Form:

http://www.ncdoi.com/ASD/ASD_Business.aspx#

Agency Fee:

$150

Due:

Annually

North Carolina Insurance Business Entity License - Corporation

Agency:North Carolina Department of Insurance
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$144

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by March 31.

North Carolina Limited Lines Travel Business Entity License - Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$134

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by April 1.

North Carolina Limited Lines Travel Business License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$134

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by April 1.

North Carolina Partnership License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$134

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by April 1.

North Carolina Partnership License - Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$134

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by April 1.

North Carolina Portable Electronics Business Entity License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$134

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by April 1.

North Carolina Portable Electronics Business Entity License - Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$134

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by April 1.

North Carolina Public Adjuster Business Entity License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$234

Registration Renewal

Filing Method:

Online

Agency Fee:

$234

Due:

Annually by April 1.

North Carolina Public Adjuster Business Entity License - Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$234

Registration Renewal

Filing Method:

Online

Agency Fee:

$234

Due:

Annually by April 1.

North Carolina Self-Service Storage Limit License License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$134

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by April 1.

North Carolina Self-Service Storage Limit License License - Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$134

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by April 1.

North Carolina Surplus Lines Business Entity License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$134

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by September 1.

North Carolina Surplus Lines Business Entity License - Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$134

Registration Renewal

Filing Method:

Online

Agency Fee:

$134

Due:

Annually by September 1.

North Carolina Third Party Administrator License

Agency:North Carolina Department of Insurance
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

TPA Registration Application 

Filing Method:

Email LHinbox@ncdoi.gov

Agency Fee:

$300

Required Attachments:

Biographical affidavits of TPA officers and director, By-laws of TPA, Organizational documents of TPA, such as articles of incorporation, partnership agreement, etc., including all amendments, Narrative discussing internal controls of TPA operations, General description of business operations, Executed copy of the administrator's power of attorney, ONLY for non-domestic TPA. Forms available here.

Registration Renewal

Form:

TPA Registration Application (Renewal)

Filing Method:

Email LHinbox@ncdoi.gov

Agency Fee:

$300

Due:

Annually by date of issuance. 

Required Attachments:

A list of the TPA officers and directors, a list of insurance companies with which the TPA has administrative agreements & certification that company will provide signed copy if requested, current evidence that the TPA employs a licensed agent, ONLY if the TPA solicits new or renewal insured business, current evidence of E&O or liability insurance, and copy of current domestic license - ONLY if TPA is a non-domestic company.

North Carolina Utilization Review License

Not required



Utilization Review licensure is not required on the State level in North Carolina.

North Carolina does not license utilization review entities, but health care providers may need to certify that their review procedures follow state law.

More information: North Carolina Department of Insurance

Individual Licenses

North Carolina Individual Insurance Licenses

North Carolina Auto Physical Damage License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$84

Registration Renewal

Filing Method:

Online

Agency Fee:

$109

Due:

Annually by April 1.

North Carolina Auto Physical Damage License - Resident

Agency:North Carolina Department of Insurance
Exam Required?Yes

Initial Registration

Filing Method:

Online

Agency Fee:

$84

Registration Renewal

Filing Method:

Online

Agency Fee:

$109

Due:

Annually by April 1.

North Carolina Broker License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$84

Registration Renewal

Filing Method:

Online

Agency Fee:

$84

Due:

Annually by April 1.

North Carolina Broker License - Resident

Agency:North Carolina Department of Insurance
Exam Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$84

Registration Renewal

Filing Method:

Online

Agency Fee:

$84

Due:

Annually by April 1.

North Carolina Comp / Independent Firm Adjuster License - Non-Resident (No Home State)

Agency:North Carolina Department of Insurance
Exam Required?Yes

Initial Registration

Filing Method:

Online

Agency Fee:

$169

North Carolina Company / Independent Firm Adjuster License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$169

Registration Renewal

Filing Method:

Online

Agency Fee:

$109

Due:

Annually by April 1.

North Carolina Company/Independent Firm Adjuster License - Resident

Agency:North Carolina Department of Insurance
Exam Required?Yes

Initial Registration

Filing Method:

Online

Agency Fee:

$169

Registration Renewal

Filing Method:

Online

Agency Fee:

$109

Due:

Annually by April 1.

North Carolina Country Farm Mutual Insurance Agent License - Resident

Agency:North Carolina Department of Insurance
Exam Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$34

North Carolina Credit Agent License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$84

North Carolina Credit Agent License - Resident

Agency:North Carolina Department of Insurance
Exam Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$84

North Carolina Hail Adjuster License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$114

Registration Renewal

Filing Method:

Online

Agency Fee:

$54

Due:

Annually by April 1.

North Carolina Hail Adjuster License - Resident

Agency:North Carolina Department of Insurance
Exam Required?Yes

Initial Registration

Filing Method:

Online

Agency Fee:

$104

Registration Renewal

Filing Method:

Online

Agency Fee:

$54

Due:

Annually by April 1.

North Carolina Insurance Agent License

Agency:North Carolina Department of Insurance

Initial Registration

This section applies to insurance agents that are applying for a license in North Carolina for the first time.

Agency Fee:

From $82 to $582 depending on license type

North Carolina Insurance Producer License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$34

Renewal Not Required

Not required



North Carolina will recertify Non-Resident Producer licenses by reviewing their license status in their Home State. If a Non-Resident Insurance Producer's Home State license(s) are in good standing their North Carolina Non-Resident Insurance Producer license(s) will be extended.

North Carolina Insurance Producer License - Resident

Agency:North Carolina Department of Insurance
Exam Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$84

Renewal Not Required

Not required



Insurance Producer Licenses do not renew and are valid until surrendered, canceled or revoked in respect to the following: Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Medicare Supplement Long-Term Care, Variable Life and Variable Annuity Products.

North Carolina Limited Representative License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$34

North Carolina Limited Representative License - Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$84

North Carolina Motor Vehicle Damage Appraiser License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$159

Registration Renewal

Filing Method:

Online

Agency Fee:

$109

Due:

Annually by April 1.

North Carolina Motor Vehicle Damage Appraiser License - Resident

Agency:North Carolina Department of Insurance
Exam Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$159

Registration Renewal

Filing Method:

Online

Agency Fee:

$109

Due:

Annually by April 1.

North Carolina Public Adjuster License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$169

Registration Renewal

Filing Method:

Online

Agency Fee:

$109

Due:

Annually by April 1.

North Carolina Public Adjuster License - Resident

Agency:North Carolina Department of Insurance
Exam Required?Yes

Initial Registration

Filing Method:

Online

Agency Fee:

$184

Registration Renewal

Filing Method:

Online

Agency Fee:

$184

Due:

Annually by April 1.

North Carolina Self-Employed Adjuster License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$169

Registration Renewal

Filing Method:

Online

Agency Fee:

$109

Due:

Annually by April 1.

North Carolina Self-Employed Insurance Adjuster License - Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$159

Registration Renewal

Filing Method:

Online

Agency Fee:

$109

Due:

Annually by April 1.

North Carolina Surplus Lines License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$84

Registration Renewal

Filing Method:

Online

Agency Fee:

$84

Due:

Annually by September 1.

North Carolina Surplus Lines License - Resident

Agency:North Carolina Department of Insurance
Exam Required?Yes

Initial Registration

Filing Method:

Online

Agency Fee:

$84

Registration Renewal

Filing Method:

Online

Agency Fee:

$84

Due:

Annually by September 1.

North Carolina Temporary Producer License - Resident

Agency:North Carolina Department of Insurance
Exam Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$84

Renewal Not Required

Not required



Temporary licenses are valid for 120 days and cannot be renewed.

North Carolina Title Insurance License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$84

North Carolina Title Insurance License - Resident

Agency:North Carolina Department of Insurance
Exam Required?Yes

Initial Registration

Filing Method:

Online

Agency Fee:

$84

North Carolina Viatical Settlement Broker License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$534

Registration Renewal

Filing Method:

Online

Agency Fee:

$534

Due:

Annually by April 1.

North Carolina Viatical Settlement Broker License - Non-Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$534

Registration Renewal

Filing Method:

Online

Agency Fee:

$534

Due:

Annually by April 1.

North Carolina Viatical Settlement Broker License - Resident

Agency:North Carolina Department of Insurance
Exam Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$534

Registration Renewal

Filing Method:

Online

Agency Fee:

$534

Due:

Annually by April 1.

North Carolina Viatical Settlement Broker License - Resident

Agency:North Carolina Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$534

Registration Renewal

Filing Method:

Online

Agency Fee:

$534

Due:

Annually by April 1.

Learn about insurance licensing in other states: