50-State Insurance Licensing Compliance Guide
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West Virginia Insurance License

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Licensing requirements for West Virginia insurance professionals and companies.

This page provides an overview of insurance licensing in West Virginia for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in West Virginia must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

West Virginia Insurance Company Licenses

West Virginia Business Entity License - Non-Resident

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

Annually by June 30.

West Virginia Business Entity License - Resident

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Registration Renewal

Filing Method:

Online

Agency Fee:

$25

Due:

Annually by June 30.

West Virginia Health Insurance Independent Review Organization Certification

Type of Review:

Medical Utilization Review

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

Form:

Independent Review Organization Application

Agency Fee:

$0

Registration Renewal

Form:

Independent Review Organization Application (Renewal)

Agency Fee:

$0

Due:

Biennially

West Virginia Insurance Agency License

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

This section applies to insurance firms that are applying for a license in West Virginia for the first time.

Agency:West Virginia Offices of the Insurance Commissioner
Form:

https://www.wvinsurance.gov/Divisions/Agent-Licensing/Agency-Applications

Agency Fee:

$200

Original Ink:Not required
Notarization Required?:Not required

Registration Renewal

This section applies to insurance firms that are already licensed in West Virginia and need to renew their license.

Agency:West Virginia Offices of the Insurance Commissioner
Form:

https://www.wvinsurance.gov/Divisions/Agent-Licensing/Agency-Applications

Agency Fee:

$200

Due:

Annually

Original Ink:Not required
Notarization Required?:Not required

West Virginia Insurance Producer License - Business Entity

Agency:West Virginia Offices of the Insurance Commissioner
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

Annually by June 30.

West Virginia Long-Term Care Independent Review Organization Certification

Type of Review:

Medical Utilization Review

Agency:West Virginia Offices of the Insurance Commissioner

West Virginia Third Party Administrator License - Non-resident

Agency:State of West Virginia Offices of the Insurance Commissioner (WV)
Law:

W. Va. Code §23-2-9

W. Va. Code §23-2C-17

W. Va. Code §33-46-2(a)

W. Va. Code §33-46-12(h)

W. Va. Code §33-46-1

W. Va. Code §33-46-13

Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

TPA Registration Application

Filing Method:

Mail

Agency Fee:

$100 preliminary admission + $200 annual fee

Required Attachments:

a. A list of all plans administered by the company nationwide (indicate type), including self-funded, fully insured,MEWAS, commercial self-insurance funds, spending accounts associated with Section-125 Flexible Benefit plans, etc.;
b. The number of West Virginia covered lives, West Virginia premiums collected (dollar amount), and the West Virginia annual claims paid (dollar amount); and,
c. For the self-insured ERISA plans, provide the contact person, title, address, and telephone number for each plan (indicate single employer or multiple employer)

Registration Renewal

Form:

TPA Renewal Application

Filing Method:

Mail

Agency Fee:

$200

Due:

Licenses expire annually on October 31 and renewals must be submitted annually by September 30

Law:

W. Va. Code §33-46-14(d)

Required Attachments:

1) A fully completed TPA Attestation Statement for Non-Residents;
2) The complete name, contact person, address, and telephone number of all insurers (including church plans, government plans,
self-funded plans, etc.) in West Virginia with which the administrator had agreements during the preceding fiscal year (indicate
the plan type);
3) The number of West Virginia covered lives, West Virginia premiums collected (dollar amount), and the West Virginia annual
claims paid (dollar amount)

West Virginia Third Party Administrator License - Resident

Agency:State of West Virginia Offices of the Insurance Commissioner (WV)
Law:

W. Va. Code §23-2-9

W. Va. Code §23-2C-17

W. Va. Code §33-46-2(a)

W. Va. Code §33-46-12(h)

W. Va. Code §33-46-1

W. Va. Code §33-46-13

Foreign Qualification is Prerequisite:No
Bond Requirements:

A surety bond is required if the administrator will administer governmental or church slef insured plan in its home state or any other state. 

Registered Agent (Special Agency) Required?No

Initial Registration

Form:

TPA Registration Application

Filing Method:

Mail

Agency Fee:

$100 preliminary admission + $200 annual fee

Registration Renewal

Form:

TPA Renewal Application

Filing Method:

Mail

Agency Fee:

$100 for filing annual report + $200 for annual fee

Due:

Annually by June 30. 

Law:

W. Va. Code §33-46-16(a)

Required Attachments:

1) An unbound Audited Financial Statement performed by an independent certified public accountant;
2) A fully completed TPA Attestation Statement for Home States of Audited Financial Statement;
3) The complete name, contact person, address, and telephone number of all insurers (including church plans, government plans,
self-funded plans, etc.) with which the administrator had agreements during the preceding fiscal year (indicate the plan type);
4) The number of covered lives nationwide, the annual premiums collected nationwide, the annual claims paid nationwide;
5) The number of West Virginia covered lives, the West Virginia premiums collected, the West Virginia annual claims paid

West Virginia Travel Insurance Business Entity License - Non-Resident

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Annually by June 30.

West Virginia Travel Insurance Business Entity License - Resident

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Registration Renewal

Filing Method:

Online

Agency Fee:

$250

Due:

Annually by June 30.

Individual Licenses

West Virginia Individual Insurance Licenses

West Virginia Company Adjuster License - Non-Resident

Agency:West Virginia Offices of the Insurance Commissioner
Notes:

Company Adjuster: An individual representing the interests of the insurer, including independent contractors with the insurer and salaried employees of the insurer.

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

West Virginia Company Adjuster License - Resident

Agency:West Virginia Offices of the Insurance Commissioner
Notes:

Company Adjuster: An individual representing the interests of the insurer, including independent contractors with the insurer and salaried employees of the insurer.

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

West Virginia Independent Adjuster License - Non-Resident

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

West Virginia Independent Adjuster License - Resident

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

West Virginia Insurance Agent License

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

This section applies to insurance agents that are applying for a license in West Virginia for the first time.

Agency Fee:

From $25 to $200 depending on license type

West Virginia Insurance Producer License - Non-Resident

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the end of the licensee's birth month.

West Virginia Insurance Producer License - Resident

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

West Virginia Public Adjuster License - Non-Resident

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

West Virginia Public Adjuster License - Resident

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month.

West Virginia Surplus Lines License - Non-Resident

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Registration Renewal

Filing Method:

Online

Agency Fee:

$300

Due:

Annually by May 31.

West Virginia Surplus Lines License - Resident

Agency:West Virginia Offices of the Insurance Commissioner

Initial Registration

Filing Method:

Online

Agency Fee:

$200

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Annually by May 31.

Learn about insurance licensing in other states: