50-State Insurance Licensing Compliance Guide
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Massachusetts Insurance License

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Licensing requirements for Massachusetts insurance professionals and companies.

This page provides an overview of insurance licensing in Massachusetts for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Massachusetts must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

Massachusetts Insurance Company Licenses

Massachusetts Insurance Agency License

Agency:Massachusetts Office of Consumer Affairs and Business Regulation

Initial Registration

This section applies to insurance firms that are applying for a license in Massachusetts for the first time.

Agency:Massachusetts Office of Consumer Affairs and Business Regulation
Form:

http://www.mass.gov/ocabr/licensee/license-types/insurance/individual-and-business-entity-licensing/

Agency Fee:

Varies by insurance type. Baseline of $66 per active member

Registration Renewal

This section applies to insurance firms that are already licensed in Massachusetts and need to renew their license.

Agency:Massachusetts Office of Consumer Affairs and Business Regulation
Form:

http://www.mass.gov/ocabr/licensee/license-types/insurance/individual-and-business-entity-licensing/

Agency Fee:

Varies by insurance type. Baseline of $66 per active member

Due:

Annually

Massachusetts Insurance Producer License - Business Entity

Agency:Massachusetts Division of Insurance
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Annually by the date of issuance.

Massachusetts Producer License - Non-Resident

Agency:Massachusetts Office of Consumer Affairs and Business Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Annually by the date of issuance.

Massachusetts Producer License - Resident

Agency:Massachusetts Office of Consumer Affairs and Business Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Annually by the date of issuance.

Massachusetts Surplus Lines Broker License - Non-Resident

Agency:Massachusetts Office of Consumer Affairs and Business Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$150

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

Annually by the date of issuance.

Massachusetts Surplus Lines Broker License - Resident

Agency:Massachusetts Office of Consumer Affairs and Business Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$150

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

Annually by the date of issuance.

Massachusetts Third Party Administrator License

Agency:Massachusetts Division of Insurance
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

TPA Registration Application 

Filing Method:

Mail 

Agency Fee:

$0

Registration Renewal

Form:

TPA Renewal Application 

Filing Method:

Mail

Agency Fee:

$0

Due:

All Third-party Administrators, as a condition of registration, shall submit an
annual report to the Division in a form approved by the Commissioner, no later
than April 1 of each year, for the year ended December 31.

Massachusetts Utilization Review License

Type of Review:

Workers' Compensation Utilization Review

Agency:Massachusetts Department of Industrial Accidents - Office of Health Policy

Registration Renewal

Due:

Biennially by the date of issuance.

Massachusetts Vehicle Protection Product Warranties Registration

Agency:Massachusetts Secretary of the Commonwealth - Corporations Division
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

Vehicle Protection Product Warrantor Registration Application and Checklist

Filing Method:

Mail

Agency Fee:

$250

Registration Renewal

Form:

Vehicle Protection Product Warrantor Registration Application

Filing Method:

Mail

Agency Fee:

$250

Due:

Annually by date of issuance

Individual Licenses

Massachusetts Individual Insurance Licenses

Massachusetts Insurance Agent License

Agency:Massachusetts Office of Consumer Affairs and Business Regulation

Initial Registration

This section applies to insurance agents that are applying for a license in Massachusetts for the first time.

Agency Fee:

From $150 to $225 depending on license type

Massachusetts Producer License - Non-Resident

Agency:Massachusetts Office of Consumer Affairs and Business Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$225

Registration Renewal

Filing Method:

Online

Agency Fee:

$225

Due:

Triennially by the licensee's date of birth.

Massachusetts Producer License - Resident

Agency:Massachusetts Office of Consumer Affairs and Business Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$225

Registration Renewal

Filing Method:

Online

Agency Fee:

$225

Due:

Triennially by the licensee's date of birth.

Massachusetts Surplus Lines Broker License - Non-Resident

Agency:Massachusetts Office of Consumer Affairs and Business Regulation

Initial Registration

Filing Method:

Online

Agency Fee:

$150

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

Annually

Massachusetts Surplus Lines Broker License - Resident

Agency:Massachusetts Office of Consumer Affairs and Business Regulation
Exam Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$150

Registration Renewal

Filing Method:

Online

Agency Fee:

$150

Due:

Annually

Learn about insurance licensing in other states: