50-State Insurance Licensing Compliance Guide
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Missouri Insurance License

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Licensing requirements for Missouri insurance professionals and companies.

This page provides an overview of insurance licensing in Missouri for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Missouri must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

Missouri Insurance Company Licenses

Missouri Business Entity Producer

Initial Registration

Registration Renewal

Missouri Business Entity Producer License - Non-Resident

Agency:Missouri Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the date of issuance.

Missouri Business Entity Producer License - Resident

Agency:Missouri Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the date of issuance.

Missouri Insurance Agency License

Agency:Missouri Department of Insurance

Initial Registration

This section applies to insurance firms that are applying for a license in Missouri for the first time.

Agency:Missouri Department of Insurance
Form:

http://insurance.mo.gov/industry/forms/index.php

Agency Fee:

$100 for most

Registration Renewal

This section applies to insurance firms that are already licensed in Missouri and need to renew their license.

Agency:Missouri Department of Insurance
Form:

http://insurance.mo.gov/industry/forms/index.php

Agency Fee:

$100 for most

Due:

Biennially

Missouri Motor Vehicle Extended Services Contract License - Non-Resident

Agency:Missouri Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the date of issuance.

Missouri Motor Vehicle Extended Services Contract License - Resident

Agency:Missouri Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the date of issuance.

Missouri Service Contract Provider Registration

Agency:Missouri Department of Insurance
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

Service Contract Provider Registration

Filing Method:

Email to dci.ins.deposit@insurance.mo.gov

Agency Fee:

$300

Registration Renewal

Form:

Service Contract Provider Registration

Filing Method:

Email to dci.ins.deposit@insurance.mo.gov

Agency Fee:

$300

Due:

Licenses expire annually on December 31 and renewals can be submitted between January 1 and February 1 of the next calendar year. 

Missouri Third Party Administrator License

Agency:Missouri Department of Commerce and Insurance
Law:

Missouri Code Sections 376.1075 - 376.1095 and Regulation 20-CSR 200-9.100-9.800

Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

TPA Registration Application 

Filing Method:

Mail 

Agency Fee:

$1,000

Required Attachments:

1.All basic organization documents of the administrator, including the Articles of Incorporation, Articles of Association, Partnership agreements, trade name certificate, trust agreements, shareholder agreement and all amendments to such documents.
2. A currently dated Certificate of Good Standing and/or Fictitious Name Registration from theMissouri Secretary of State’s office at Search for a Business Entity.
3. Bylaws, rules and regulations of the administrator.
4. Biographical affidavit form for all individuals who are responsible for the conduct of the affairs of the administrator Biographical affidavit.
5. Annual audited financial statements or reports for the two most recent years.
6. Plan of operation of the administrator.
7. If the applicant will be managing the solicitation of new or renewal business, proof that it employs or has contracted with an agent licensed in this state for solicitation and taking of business.
8. Notification of Insurer/Trust Agreements (the $250 fee is not due at the initial application)
9. Bond. Under the bonding requirement, each administrator must file a Surety bond in the amount of $50,000.
10. TPA Questionnaire 
11. TPA 376.1092 Form 

Bond Amount:

Surety bond in the amount of $50,000.

Registration Renewal

Form:

TPA Checklist

Filing Method:

Online

Agency Fee:

Annual filing documentation and fee of $250 due March 1 of each year.
Annual renewal fee of $250 due July 1 of each year for the Certificate of Authority.

Missouri Utilization Review Agent Registration

Type of Review:

Medical Utilization Review

Agency:Missouri Department of Insurance
Law:

MO Stat. § 374.503

Initial Registration

Form:

Certificate of Registration Application for Utilization Review

Agency Fee:

$1,000

Notarization Required?:Required
Required Attachments:
  • List of all other locations
  • List of officers, directors, and partners
  • Name, address, and medical license number for the entity's Missouri-licensed medical director
  • List of clients including addresses, phone numbers, contact names and emails

Registration Renewal

Form:

Certificate of Registration Application for Utilization Review (Renewal)

Agency Fee:

$500

Due:

Annually by the anniversary date of issuance.

Notarization Required?:Required

Missouri Vehicle Protection Product Registration

Agency:Missouri Department of Insurance
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

Vehicle Protection Product Registration

Filing Method:

Mail or email to dci.ins.deposit@insurance.mo.gov

Agency Fee:

$500

Registration Renewal

Form:

Vehicle Protection Product Registration

Filing Method:

Mail or email to dci.ins.deposit@insurance.mo.gov

Agency Fee:

$500

Due:

Licenses expire annually on December 31 and renewal can be submitted between January 1 and February 1 of the following calendar year

Individual Licenses

Missouri Individual Insurance Licenses

Missouri Insurance Agent License

Agency:Missouri Department of Insurance

Initial Registration

This section applies to insurance agents that are applying for a license in Missouri for the first time.

Agency Fee:

From $25 to $150 depending on license type

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the last day of initial registration month

Missouri Insurance Producer License - Non-Resident

Agency:Missouri Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the date of issuance.

Missouri Insurance Producer License - Resident

Agency:Missouri Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the date of issuance.

Missouri Motor Vehicle Extended Services Contract License - Non-Resident

Agency:Missouri Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$25

Registration Renewal

Filing Method:

Online

Agency Fee:

$25

Due:

Biennially by the date of issuance.

Missouri Motor Vehicle Extended Services Contract License - Resident

Agency:Missouri Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$25

Registration Renewal

Filing Method:

Online

Agency Fee:

$25

Due:

Biennially by the date of issuance.

Missouri Surplus Lines License - Non-Resident

Agency:Missouri Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the date of issuance.

Missouri Surplus Lines License - Resident

Agency:Missouri Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the date of issuance.

Learn about insurance licensing in other states: