50-State Insurance Licensing Compliance Guide
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Texas Insurance License

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Licensing requirements for Texas insurance professionals and companies.

This page provides an overview of insurance licensing in Texas for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Texas must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

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Company Licenses

Texas Insurance Company Licenses

Texas General Lines Agency License - Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the registration anniversary date.

Texas General Lines Agncy/Agnt License - Non-Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the registration anniversary date.

Texas Insurance Adjuster Agency License

Agency:Texas Department of Insurance

Initial Registration

Instructions:

Apply for a License

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the registration anniversary date.

Texas Insurance Agency License

Agency:Texas Department of Insurance

Initial Registration

This section applies to insurance firms that are applying for a license in Texas for the first time.

Agency:Texas Department of Insurance
Form:

http://www.tdi.texas.gov/forms/form11apps.html

Agency Fee:

Varies by insurance type. Baseline of $50

Registration Renewal

This section applies to insurance firms that are already licensed in Texas and need to renew their license.

Agency:Texas Department of Insurance
Form:

http://www.tdi.texas.gov/forms/form11apps.html

Agency Fee:

Varies by insurance type. Baseline of $50

Texas Life Agency License - Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Biennially by the registration anniversary date.

Texas Life Agency/Agent License - Non-Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the registration anniversary date.

Texas Limited Lines Agency License - Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Biennially by the registration anniversary date.

Texas Limited Lines Agncy/Agnt License - Non-Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the registration anniversary date.

Texas Managing General Agency License - Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Biennially by the registration anniversary date.

Texas Managing General Agncy/Agent License - Non-Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the registration anniversary date.

Texas Personal Lines P&C Agncy/Agnt License - Non-Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the registration anniversary date.

Texas Personal Lines Property & Casualty Agency License - Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the registration anniversary date.

Texas Service Contract Administrator Registration

Agency:Texas Department of Licensing and Regulation
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

Service Contract Provider Administrator Application

Filing Method:

Mail

Agency Fee:

$250

Registration Renewal

Filing Method:

Mail

Agency Fee:

$250

Due:

Annually by date of issuance

Texas Service Contract Provider Registration

Agency:Texas Department of Licensing and Regulation
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

Service Contract Provider Registration Application 

Filing Method:

Mail

Agency Fee:

$250

Registration Renewal

Filing Method:

Mail

Agency Fee:
  • $250 for registrants selling or issuing 0 to 250 service contracts during the 12-month period preceding the expiration date of the registration
  • $500 for registrants selling or issuing 251 to 499 service contracts during the 12-month period preceding the expiration date of the registration
  • $1,000 for registrants selling or issuing 500 or more service contracts during the 12-month period preceding the expiration date of the registration
Due:

Annually by date of issuance

Texas Third Party Administrator License

Agency:Texas Department of Insurance
Foreign Qualification is Prerequisite:No
Bond Requirements:

Attach a copy of Fidelity Bond showing proof of employee dishonesty coverage.

Registered Agent (Special Agency) Required?No

Initial Registration

Form:

TPA Registration Application (FIN 489)

Filing Method:

Mail

Agency Fee:

$1,000

Renewal Not Required

Not required



TPA licenses do not expire. Reporting requirements must be met to maintain good standing, but the licenses themselves do not need to be renewed.

Supplemental Reporting

Form:
Filing Method:
  • TPAs: Mail, email, or online
  • Insurers and HMOs acting as TPAs: mail payment and submit documents online
Agency Fee:

$200

Due:

Annually by June 30

Notes:

Insurers and HMOs acting as TPA's should complete Form FIN487 and Form FIN488 and upload them as one .pdf file to this submission portal. They should then mail the filing fee along with Form FIN321 to the address on the form.

Required Attachments:
  • TDI Form FIN488
  • Audited Financial Statement or for TPA License Holders who receive less than $10 million annually as compensation for performing administrative services:
    • unaudited financial statement
    • completed Certification of Financial Statement for Administrators Form FIN490
  • Certification of company letterhead, signed by an officer, partner, or sole proprietor stating that the information provided in the annual report filing is true and correct

Supplemental Reporting

Agency:Texas Comptroller
Form:

Annual Insurance Maintenance, Assessment and Retaliatory Report

Filing Method:

Mail

Agency Fee:

Fees vary based on taxable premiums and applicable tax rates. The amount can be found once the annual report form is completed.

Due:

Annually by March 1

Texas Utilization Review Agent Certification

Type of Review:

Medical or Workers' Compensation Utilization Review

Agency:Texas Department of Insurance
Law:

TX Ins Code § 4201.101

Foreign Qualification is Prerequisite:Yes
Notes:

Applicants must choose to apply for certification or registration. Certification is for entities that conduct utilization review for a health benefit plan or health insurance policy; also payors or administrators holding a certificate of authority under TX Ins Code ch. 4201. Registration is for licensed insurance companies or health maintenance organizations that perform utilization review only for their own insureds or enrollees.

Registered Agent (Special Agency) Required?Yes

Initial Registration

Form:

URA Application Form

Agency Fee:

$2,150 for certification. There is no fee for 'registered' applicants.

Notarization Required?:Required
Required Attachments:
  • A summary of the utilization review plan as detailed in the application
  • Categories of personnel as noted in 28 TAC § 19.1706 and 28 TAC § 19.2006
  • Appeal of adverse determination acknowledgement and template letters
  • Telephone access details as noted in 28 TAC § 19.1712 and 28 TAC § 19.2012
  • Written evidence that the applicant is doing business in Texas in accordance with the Texas Business Organizations Code, which may include a letter from the Texas Secretary of State indicating the entity has filed the appropriate paperwork to conduct business in this state
  • A chart showing the internal organizational structure of the applicant’s executives, officers, and directors and the title of the position held by each
  • A letter of good standing from the Texas Comptroller of Public Accounts
  • Completed biographical affidavit and fingerprints for each executive, officer, and director

Registration Renewal

Form:

URA Application Form (Renewal)

Agency Fee:

$545 for certification. There is no fee for 'registered' applicants.

Due:

Biennially by the date of issuance.

Notarization Required?:Required
Required Attachments:
  • Categories of personnel as noted in 28 TAC § 19.1706 and 28 TAC § 19.2006
  • Appeal of adverse determination acknowledgement and template letters

Individual Licenses

Texas Individual Insurance Licenses

Texas General Lines Agent License - Non-Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Biennially by the end of the licensee's birth month. Individuals initially licensed in an even-numbered year renew every even-numbered year, and individuals initially licensed in an odd-numbered year renew every odd-numbered year.

Texas General Lines Agent License - Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Biennially by the end of the licensee's birth month. Individuals initially licensed in an even-numbered year renew every even-numbered year, and individuals initially licensed in an odd-numbered year renew every odd-numbered year.

Texas Insurance Adjuster License

Agency:Texas Department of Insurance

Initial Registration

Instructions:

Apply for a License

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Biennially by the end of the licensee's birth month. Individuals initially licensed in an even-numbered year renew every even-numbered year, and individuals initially licensed in an odd-numbered year renew every odd-numbered year.

Texas Insurance Agent License

Agency:Texas Department of Insurance

Initial Registration

This section applies to insurance agents that are applying for a license in Texas for the first time.

Agency Fee:

$50 for most.

Registration Renewal

Agency Fee:

$50

Due:

Biennially by the last day of initial registration month

Texas Life Agent License - Non-Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$74

Due:

Biennially by the end of the licensee's birth month. Individuals initially licensed in an even-numbered year renew every even-numbered year, and individuals initially licensed in an odd-numbered year renew every odd-numbered year.

Texas Life Agent License - Resident

Agency:Texas Department of Insurance
Exam Required?Yes

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Biennially by the end of the licensee's birth month. Individuals initially licensed in an even-numbered year renew every even-numbered year, and individuals initially licensed in an odd-numbered year renew every odd-numbered year.

Texas Limited Lines Agent License - Non-Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Biennially by the end of the licensee's birth month. Individuals initially licensed in an even-numbered year renew every even-numbered year, and individuals initially licensed in an odd-numbered year renew every odd-numbered year.

Texas Limited Lines Agent License - Resident

Agency:Texas Department of Insurance
Exam Required?Yes

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Biennially by the end of the licensee's birth month. Individuals initially licensed in an even-numbered year renew every even-numbered year, and individuals initially licensed in an odd-numbered year renew every odd-numbered year.

Texas Managing General Agent License - Non-Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Biennially by the end of the licensee's birth month. Individuals initially licensed in an even-numbered year renew every even-numbered year, and individuals initially licensed in an odd-numbered year renew every odd-numbered year.

Texas Managing General Agent License - Resident

Agency:Texas Department of Insurance
Exam Required?Yes

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Biennially by the end of the licensee's birth month. Individuals initially licensed in an even-numbered year renew every even-numbered year, and individuals initially licensed in an odd-numbered year renew every odd-numbered year.

Texas Personal Lines Property & Casualty Agent License - Non-Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Biennially by the end of the licensee's birth month. Individuals initially licensed in an even-numbered year renew every even-numbered year, and individuals initially licensed in an odd-numbered year renew every odd-numbered year.

Texas Personal Lines Property & Casualty Agent License - Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Biennially by the end of the licensee's birth month. Individuals initially licensed in an even-numbered year renew every even-numbered year, and individuals initially licensed in an odd-numbered year renew every odd-numbered year.

Texas Surplus Lines Agent License - Non-Resident

Agency:Texas Department of Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$75

Registration Renewal

Filing Method:

Online

Agency Fee:

$75

Due:

Biennially by the end of the licensee's birth month. Individuals initially licensed in an even-numbered year renew every even-numbered year, and individuals initially licensed in an odd-numbered year renew every odd-numbered year.

Learn about insurance licensing in other states: