50-State Insurance Licensing Compliance Guide
An overhead view of a woman signing forms

Tennessee Insurance License

An insurance agent inspecting the damages to a car

Licensing requirements for Tennessee insurance professionals and companies.

This page provides an overview of insurance licensing in Tennessee for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.

Companies that provide insurance producer services in Tennessee must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.

Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.

Filter LicensesClear Filters
Company Licenses
(2)
(1)
(2)
(1)
(3)
(1)
Individual Licenses
(2)
(1)
(2)
(2)

Company Licenses

Tennessee Insurance Company Licenses

Tennessee Business Entity Producer License - Non-Resident

Agency:Tennessee Department of Commerce and Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

Determined by Retalitory Fee. See this page

Registration Renewal

Filing Method:

Online

Agency Fee:

Determined by Retalitory Fee. See this page. 

Due:

Biennially by the date of issuance.

Tennessee Business Entity Producer License - Resident

Agency:Tennessee Department of Commerce and Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by the date of issuance.

Tennessee External Review Registration

Type of Review:

Medical Utilization Review

Agency:Tennessee Department of Commerce and Insurance
Law:

TN Code § 56-61-120

Registered Agent (Special Agency) Required?Yes

Initial Registration

Form:

External Review Organizations Application Packet

Agency Fee:

$500 for accredited entities and $1,500 for unaccredited entities.

Required Attachments:

See the application form for a detailed list of attachments.

Registration Renewal

Form:

External Review Organizations Application Packet (Renewal)

Agency Fee:

$500 for accredited entities and $1,500 for unaccredited entities.

Due:

Biennially by the registration anniversary date.

Tennessee Insurance Agency License

Agency:Tennessee Department of Commerce and Insurance

Initial Registration

This section applies to insurance firms that are applying for a license in Tennessee for the first time.

Agency:Tennessee Department of Commerce and Insurance
Form:

https://www.tn.gov/commerce/insurance/agent-producer-resources/licensing-packets-instructions-forms.html

Agency Fee:

Varies by insurance type. Baseline of $50

Registration Renewal

This section applies to insurance firms that are already licensed in Tennessee and need to renew their license.

Agency:Tennessee Department of Commerce and Insurance
Form:

https://www.tn.gov/commerce/insurance/agent-producer-resources/licensing-packets-instructions-forms.html

Agency Fee:

Varies by insurance type. Baseline of $50

Tennessee Public Adjuster Business Entity License - Non-Resident

Agency:Tennessee Department of Commerce and Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

Biennially by the date of issuance.

Tennessee Public Adjuster Business Entity License - Resident

Agency:Tennessee Department of Commerce and Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Registration Renewal

Filing Method:

Online

Agency Fee:

$200

Due:

Biennially by the date of issuance.

Tennessee Third Party Administrator License

Agency:Tennessee Department of Commerce & Insurance - Licensing & Regulations
Foreign Qualification is Prerequisite:Yes
Financial Requirements:

Must be no more than six (6) months older than the date of application submission.

Must be audited by a Certified Public Accountant or attested to by a company officer. If attested, the attestation must refer to the financial statements by date (i.e., “the balance sheet and income statement for the period ending December 31, 2008 are true and correct”). The attestation must bear original signatures and be notarized. Copies of attestations are not accepted.

Must be in the name of the TPA applicant seeking the Administrator license. We accept consolidated
statements if they state separately the amounts of the applicant.

Registered Agent (Special Agency) Required?No

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Due:

Upon successful review of the TPA application, the applicant will be issued a Certificate of Authority to act as an Administrator in the state of Tennessee for a one (1) year term. The license must then be renewed annually. The Department does NOT send renewal notices. If the license is not renewed beforethe expiration date, the Administrator will be removed from the list of Licensed Administrators and a new license application in its entirety will be required.”

Required Attachments:

Articles of Incorporation, proof of Fidelity BOnd, list of officers and directors with biogrpahical affidavits, written administrative services agreement with Tennessee licensesed insurance company, financial statements, and a list of states where applicant currently holds a TPA license. 

Registration Renewal

Filing Method:

Online

Agency Fee:

$50

Due:

Annually by date of issuance. 

Required Attachments:

Letter of intent to renew, proof of Fidelity Bond, financial statements, List of exact names of Insurance Companies Licensed in Tennessee (along with the NAIC Company Code number) that your company is administering for in the State of Tennessee, and any Amendments to the Previous License Filings. Please submit original NAIC Biographical Affidavits for any new officers or directors.
license

Tennessee Utilization Review Organization Registration

Type of Review:

Workers' Compensation

Agency:Tennessee Department of Labor & Workforce - Bureau of Workers' Compensation
Law:

TN Admin Code 0800-02-06-.02

Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

Form C-39: Provider Registration for Utilization Review

Agency Fee:

$0

Required Attachments:
  • A copy of the “Approved” certification letter, issued by the Tennessee Department of Commerce and Insurance
  • Proof of all certifications listed on the application

Renewal Not Required

Not required



Tennessee Utilization Review Registration

Type of Review:

Medical Utilization Review

Agency:Tennessee Department of Commerce and Insurance
Law:

TN Code § 56-6-704 

Initial Registration

Form:

Utilization Review Application Packet

Agency Fee:

$1,000

Registration Renewal

Form:

Utilization Review Application Packet (Renewal)

Agency Fee:

$1,000

Due:

Annually by July 1.

Tennessee Vehicle Protection Product Warrantor Registration

Agency:Tennessee Department of Commerce and Insurance - Insurance Division
Foreign Qualification is Prerequisite:No
Registered Agent (Special Agency) Required?No

Initial Registration

Form:

Warrantor's Initial Registration

Filing Method:

Mail

Agency Fee:

$515

Notarization Required?:Required

Registration Renewal

Form:

Warrantor's Registration Renewal

Filing Method:

Mail

Agency Fee:

$515

Due:

Annually by July 1

Notarization Required?:Required

Individual Licenses

Tennessee Individual Insurance Licenses

Tennessee Insurance Agent License

Agency:Tennessee Department of Commerce and Insurance

Initial Registration

This section applies to insurance agents that are applying for a license in Tennessee for the first time.

Agency Fee:

From $50 to $120 depending on license type

Tennessee Insurance Producer License - Non-Resident

Agency:Tennessee Department of Commerce and Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

Non-resident producers pay a retaliatory fee based on their home state.

Registration Renewal

Filing Method:

Online

Agency Fee:

Varies by home state. See this page for retaliatory fee details.

Due:

Biennially by the end of the licensee's birth month.

Tennessee Insurance Producer License - Resident

Agency:Tennessee Department of Commerce and Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$50

Registration Renewal

Filing Method:

Online

Agency Fee:

$60

Due:

Biennially by the end of the licensee's birth month.

Tennessee Public Adjuster License - Non-Resident

Agency:Tennessee Department of Commerce and Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Registration Renewal

Filing Method:

Online

Agency Fee:

$100

Due:

Biennially by the end of the licensee's birth month.

Tennessee Public Adjuster License - Resident

Agency:Tennessee Department of Commerce and Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$100

Tennessee Surplus Lines Agent License - Non-Resident

Agency:Tennessee Department of Commerce and Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$0

Registration Renewal

Filing Method:

Online

Agency Fee:

$120

Due:

Biennially by the end of the licensee's birth month.

Tennessee Surplus Lines Agent License - Resident

Agency:Tennessee Department of Commerce and Insurance

Initial Registration

Filing Method:

Online

Agency Fee:

$120

Registration Renewal

Filing Method:

Online

Agency Fee:

$120

Due:

Biennially by the end of the licensee's birth month.

Learn about insurance licensing in other states: